Monday 14 March 2016

Secure you Journey through a Student Travel Insurance

Have you received an admission in a University overseas? Are you busy making arrangements for the life-changing experience ahead? Looking for the best student insurance plan? Here are a few tips that will help you choose the right insurance plan. Mentioned below are some of the most common types of coverage that you may need while travelling abroad:


Types of Student Insurance Coverage

Medical coverage: These funds allow you to receive medical treatment. In case of any medical emergency, this reimburses for any expenses that you may have to incur.

Trip Interruption coverage: In case you need to cancel your flight for an important reason, this coverage provides for your travel back home. It also covers for your return to the destination.

Passport coverage: In case you have lost your passport or credit card, it covers for your replacement documents as well as the money required to get them. In a few cases, you can also receive emergency cash until your card has been replaced.

Emergency Evacuation coverage: In times when you cannot be transported to another destination, this coverage makes the arrangement and pays for a safe medical evacuation.

Travel Assistance Services: Whether you are on the lookout of a local doctor, need emergency cash or require help with replacement of documents, these travel assistance services provide support when you are in need.


Time of Purchase

It is best to purchase overseas travel insurance it much before leaving your home country, however, in some cases you can choose to purchase it after the payment of your first trip. This is because a few companies provide with benefits such as ‘cancel for work reasons’, ‘waivers for pre-existing medical conditions’ after the purchase of the policy within a specific number of days.


Source of Purchase

You can buy student travel insurance online as it is much simpler, faster, and convenient. ICICI Lombard, Bajaj Allianz, and HDFC Ergo are some of the companies that provide student travel insurance through the online mode.

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